What Are Credit Cards and Why Should You Own One?
April 10, 2021How To Maximize The Effect Of A Tradeline
May 4, 2021One of the first things that you need to do when you consider improving your credit score is to check it so that you see how much work you need to do to make it to your goal. There are a ton of companies out there that charge people to check their credit scores. Luckily, there are also places that you can go to check your credit score for free.
Where You Can Check For Your Credit Score
If you look back even a decade ago, there weren’t a lot of places people could check their credit scores. Nowadays, there are plenty. Of course, now more than ever, you need to be aware of scammers who try and rip off sensitive information from unknowing consumers.
It is important that you only try to check your credit through verified providers, such as the ones on this list.
Banks
One standard feature of having a bank account is the ability to check your credit. If your bank does not allow you to do this, you may consider switching over. We recommend trying to log into your account today to check if you can find access to your credit score. Even if you’re a non-customer, you might be able to access your credit score through a few banking institutions.
It is important to note that your score can change from bank to bank depending on the model that they use.
Here are a few banks that offer free credit score access:
- Wells Fargo
- Capital One
- American Express
- Citibank
- Discover Bank
- Bank of America
Aggregate Websites
One of the main reasons that people look to improve their credit scores is so that they can get a new credit card. There are plenty of aggregate websites out there that perform soft pulls to connect people with as many lenders as they can. One of the most popular aggregate websites is Lending Tree.
Credit Building Platforms
If you’ve taken out credit-builder loans or personal loans to try and increase your score, you may have access to your credit score through these platforms. Self is a great example of a platform that does this.
Personal Finance Websites
Similar to aggregate websites, personal finance websites will gather your information and connect you to loan and credit card offers. Rather than sharing your information with lenders, however, they will share offers with you. Some of the best personal finance websites that run this way include NerdWallet and Credit Karma.
Plus, a lot of these websites help get you back on track financially by recommending lower loan payments or tracking your spending habits.
Increasing Your Credit Score
Once you view your credit score, you might wonder how you can go about increasing it. Here at Personal Tradelines, we help all kinds of people increase their credit scores with the use of authorized user tradelines. If you’re interested in learning more about how tradelines can help you, make sure to drop us a line.