Trade Lines 100% Guaranteed to Post or Money Back

We offer you a fully automated ordering system offering a wide variety of seasoned trade lines, 24/7 online access, support, competitive pricing and the option to pre-order trade lines. It’s easy, convenient, fast and secure.

How It Works

P We add you as an authorized user to one of the tradelines that has the available limit and positive payment history.

The Issuing Bank

i.e. (Bank of America, Chase, Discover, Wells Fargo, CITI) then reports the positive credit history including the age of the account, the limit to the tradeline and the positive payment history to Experian, TransUnion and Equifax.

The Payment History

age, and limit have direct impact on the FICO credit score module which impacts your utilization ratio, average credit age and payment history.



We take the stress away from buying or reselling authorized user trade lines with our 60 Day Money Back Guarantee!

What do seasoned tradelines help you do?

To qualify for a loan so you can drive the car you deserve

Getting a great credit card with 0% APR and a high limit

To qualify for a mortgage so you can live in your own home

To qualify for a credit card, especially if you've never had credit

Establishing business credit

Refinancing your existing loans to lower your interest and monthly payments

Authorized User Tradelines for Sale with Wholesale Prices

Authorized user trade lines are a powerful tool for achieving your financial goals. They can describe the status of your credit account, monitor the activities in your credit history and can even help you increase your credit score.

Why consider Tradelines from A Rated company?

A tradeline gathers information by creating an entry to your credit history for the credit grantor. The information gathered includes the list of the companies related to your accounts, the dates in which your accounts were opened, the types of accounts that you have, the payment history of your accounts, the owed balances in your accounts, your credit limits and more. Basically, trade lines provide you a report of your account for you to achieve and maintain a good credit score. In this article, we will dig much deeper for you to better understand the reasons why it is wise to buy authorized user trade lines.

What are authorized user tradelines?

To make everything clear for everyone, let us start with the basics.

Authorized user trade lines refer to the credit card account where you are added as the authorized user. A “tradeline” is the account listed in a credit report, such as credit cards, auto loans, mortgages, and others. An “authorized user”, on the other hand, is the person who has been given access to an account as a user. This person acting as a user, however, is not necessarily accountable for the balances in the said account.

The term “authorized user trade lines” refers to the credit enhancement technique that allows people to give payments to be added as an authorized user. This credit enhancement technique is commonly used to make the history of an account appear on the authorized user’s account. This technique is widely used as it can dramatically improve credit standing.

Why buy aged authorized user tradelines?

There can be a number of different reasons to buy authorized user trade lines. Below is the list of the biggest, most important factors why you might want to buy authorized user trade lines.

  • Authorized user trade lines give you accurate credit report.

With an authorized user tradeline, you can keep track of your credit account status on a regular basis. There are authorized user trade lines for sale at PersonalTradelines.com. This trade line company is widely-known for their 100% guaranteed post. Their fully automated ordering system offers a wide range of tradelines with online access, customer support, and several options of pre-order tradelines. Working with this company is fast, easy, convenient, and secure for you. With its money-back guarantee, you can feel comfortable working with this trade line company to achieve your biggest financial goals.

  • Wholesale authorized user trade lines help you with your financial plans.

Every one of us has our own financial goals and authorized user trade lines can help a lot as we try to achieve these goals. You may be planning to get a loan for your car, pay for a mortgage for your dream house, or you may just simply be planning to qualify for a credit card. Regardless of your plans, when it comes to managing your credit account, authorized user trade lines can always help.

  • Authorized user trade lines can increase your credit scores.

Authorized user trade lines are revolving credit lines where someone uses the account as an authorized user account holder. “Authorized user” is the term used as the person is merely an authorized person to use the credit card, not someone who has an obligation for the repayment. This will make the trade line appear on the user’s credit report.

In addition, the authorized user will inherit the characteristics as well as the previous payment history of the account. A good standing account will, then, have increased credit scores with the addition of the authorized user to the account.

  • Aged authorized user trade lines work through time.

Authorized user trade lines work along with the course of time. There have been a number of changes in the industry and authorized user trade lines have managed to shift along with these changes as they come.

  • Authorized user trade lines are available 24/7.

Authorized user trade lines are not difficult to find. They are available at any time. There are a number of trade lines for sale online. Personal Tradelines, for example, has more than 5,000 authorized user trade lines. These trade lines are available at wholesale tradelines bulk prices and availability.

What are the benefits of authorized user trade lines?

Authorized user trade lines can give you many different benefits. With the use of authorized user tradelines, you can achieve a good credit score. In turn, a good credit score can help you open a number of significant opportunities. With a good credit score, you can qualify for credit cards, loans, and mortgages. You can also get a great credit account with a high limit and with zero percentage of APR. Plus, you can establish business credits. With the use of authorized user trade lines, you can refinance your existing loans so you can have lower interest and lower monthly payments.

When do you need authorized user trade lines?

You are in great need of the use of authorized user trade lines if you have low or poor credit purchase. Tradelines can help you conquer your credit score. While people with low or poor credit account need trade lines the most, those with higher credit scores can make use of this tool as well.

Authorized user trade lines can especially boost credit score if the trade line has a low balance, a good payment history, and a great longevity. Thus, it is ideal to make sure that the trade line that you choose is in good standing.

Authorized user trade lines can give you many different benefits. With these benefits, you already have all the reasons to buy tradelines. If you’re new to this credit enhancement approach, you may have a lot of questions somewhere in your mind.  The only way to be able to answer those questions is to give it a try. I guarantee it’s worth the investment.

Partnering with us to acquire your tradelines you will get far more than the increase of credit score. Authorized user trade lines will help you achieve your goals. That’s for sure.

All you need to know about tradelines


The Importance of Credit Score

Your credit score can make or break certain situations for you, especially when you’re looking to secure a more substantial loan or financial security. Building a good credit score through timely payments and authorized sources is the positive way to move forward, but there’s also another step you can take that will boost your credit history.

According to the NFCC (National Foundation for Credit Counseling), only 56% of consumers in the US had checked their credit score and report in 2016.

Did you know? Some surveys show that a good credit score can also have an impact on your employment credibility too because some companies consider it an important scale of reliability.

Here are 5 ways you can improve your credit score:

  1. Keep a tab on your credit history and report, and also get a copy for each financial year
  2. Identify and take care of every negative account on your report
  3. Retain positive accounts and let them mature over time
  4. Get in touch with the collection agencies and ensure that paying off a negative account will imply taking it off your credit report
  5. Get an authorized tradeline added to your account

  1. What are trade lines?

The term “trade lines” is a technical one that finance professionals use. Trade lines are nothing but accounts which are open in someone’s financial report and also appear in their credit report.

Example of a trade line: A car loan, a credit card, a mortgage on your home, and so on. These accounts are updated and maintained on your credit report.

  1. What are seasoned tradelines?

When an account has been maintained and paid for over a period of many years, it becomes known as a seasoned tradeline. The more seasoned tradeline a user has, the better their credit score is bound to be.

  1. What are authorized tradelines?

The original holder of an account places lines of credit giving another user authority on the account. Hence, it becomes an “authorized” tradeline. In such a case, there’s only an additional authority given, but the new user has no obligation of repayment towards the trade line.


  • Once approved and posted, the trade line appears immediately from the next credit report cycle
  • For any debt incurred on that trade line, only the original/primary account holder is responsible
  • The good credit history is “inherited” by the new user, which improves their credit score and helps build it faster
  • The authorized user can also remove themselves from this account just as easily
  • The primary account holder’s credit score does not see any changes even with the addition of the authorized user, so it’s a win-win


Credit Repair vs. Trade lines

What credit repair does:

  • Removing inaccurate information and
  • Handling negative accounts

But that’s only half the equation! This doesn’t guarantee that their credit score will increase.

What trade lines add-on to the equation:

  • Utilization ratios
  • Age and updated personal information
  • Previous and current credit limits
  • Perfect payment history

Buying a Tradeline from Personal Tradelines

Why you should choose us:

  • Seasoned tradelines, verified and vetted by us
  • A+ BBB Rating
  • 60 Day Money Back Guarantee
  • Online access 24/7, always at your convenience
  • Complete support from our experts
  • Prices that are affordable, and competitive
  • Service that is quick, reliable, easy to avail, and hassle-free
  • An option to pre-order your trade lines

We aim to give you a safe gateway to increasing your credit score, adding positive tradelines to your credit history and ensuring that your financial claims are more secure in the future. All you have to do is place your trust in use, and then sit back and relax!