A tradeline will stay on your account for at least two reporting cycles, meaning you’ll have access to it for two months. The tradeline will be reported to your account during this time.
Once your two months of being an authorized user are up, you will be removed from the account, and the tradeline will be listed as “terminated.” However, it should still remain on your account’s permanent history, which often lasts anywhere between 7 and 10 years. After that, it may fall off your report for good.
Do note that open accounts mean more to credit bureaus than closed accounts, meaning a tradeline should be thought of as a short-term solution. However, as you probably already know, there are many long-term benefits to tradelines as well.
There are many examples of people with closed accounts that continue to have an impact on their accounts.
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When you purchase a tradeline from a company, the important thing to remember is that you don’t know the person through that you are becoming an authorized user. To get a high-quality tradeline, you will instead purchase it from the supplier.
When you make a tradeline purchase from Personal Tradelines, the tradeline will automatically post to your account. Then, the tradeline will remain on your account for a given period of time. You can usually purchase extensions if you want to take advantage of the benefit of open accounts longer.
While the tradeline is open, you can use the positive information that it is given you to increase your overall credit score. The information will be viewed by credit bureaus in a positive light, helping to boost your credit score.
Once the tradeline is removed from your account, any changes in your credit score will remain.
Contrary to what many people believe, buying third-party tradelines to become an authorized user is a completely legitimate process that does not cross any legal boundaries. If you’re looking to boost your credit score, it can be a very effective method.
It’s very important to do your research before you buy authorized user tradelines from a company. Ensure that the company is reputable.
Of course, if you look at our reviews, you can see that we’ve been entrusted by many who purchase authorized user tradelines.
Here at Personal Tradelines, our main goal is to ensure that our customers have a good understanding of authorized user tradelines so they can make the right financial decisions for themselves.
We understand that working towards good credit can seem like an uphill battle, which is why it is so important to have a company by your side to provide you with all the necessary tools and knowledge to ease you through the process.
If you are ready to take the first step on your journey to better credit, make sure to get in contact with us!
