In 2021, 47 million Americans missed the due date on their credit cards. People dread missing credit card payments, as they can trigger penalty APRs and […]
Having errors on your credit report can bring your score down. Some errors include things like derogatory items that don’t belong to you or credit inquiries […]
FICO, as with other credit scoring companies, uses a credit scoring model, which determines your credit score. The FICO model is THE market dominator and there’s […]
