Biggest Mistakes People Make When Trying To Boost Their Credit Scores
November 29, 2021Can Tradelines Help Me Achieve My Dreams?
December 14, 2021When buying tradelines, the last thing you want is for them not to end up posting. In order to make sure your tradelines post, you will want to take the following steps:
Remove All A Fraud Alerts and Credit Freezes
When you’re getting ready to purchase authorized user tradelines, one of the very first things that you are going to want to do is make sure that you remove any credit freezes or fraud alerts that might be present on your credit file.
These kinds of things are made to block new information from showing up on your credit report. In turn, they also stop authorized user tradelines from posting.
Understand the Purchase Deadline
The purchase deadline is a very crucial thing to understand. In short, the purchase deadline is the reporting period that you can see on your tradeline list.
Consider Purchasing Multiple Tradelines
One thing you might consider doing is purchasing multiple tradelines. In doing so, you can take a cautionary measure to hedge against the potential that your tradeline won’t post.
Only Buy From Reputable Companies
It is important that you purchase your tradelines from reputable companies if you want them to post. A successful tradeline company should have a high success rate when it comes to posting. Here at Personal Tradelines, we take pride in our posting rates.
Never Buy Tradelines From A Bank That You Have Outstanding Collections With
This is an extremely important thing to remember when buying tradelines. You must also remember that if you have declared bankruptcy with a particular bank, you probably shouldn’t buy tradelines with them either.
Use Your Proper Address
You want to make sure that you are using the address that you have on file with the credit bureaus. If you don’t, the credit bureau might have trouble when it comes to identifying you and cross-verifying your purchase with your credit file.
Double and Triple Check Your Order
It is crucial that you double and triple-check your order so that you can make sure your payment history is as accurate as possible. If you have any typos in your personal information, it may have trouble posting. This can also delay the time that it takes for your authorized user tradeline to post.
Final Thoughts – Finding the Best Authorized User Tradelines For Your Needs
If you are just starting out on your credit journey, there are many different routes you can take. Of course, authorized tradelines aren’t going to be the only things that help you reach your credit goals and you can’t rely on piggybacking alone. With that said, they can make a big difference in your score and your future financial goals if you use them properly.
If you’re ready to take the first step towards building better credit, then make sure to get in touch with us here at Personal Tradelines! We look forward to helping you take your next steps in your financial life.