The question of “which tradelines a person should buy” is probably one of the most important and often-asked questions that we get here at Personal Tradelines. Navigating the world of tradelines can be quite confusing, especially if you have never navigated it before.
Do note that there are many things to consider. Just as there is no other person like you on Earth, tradelines don’t work the same for every person.
There are different elements that come into play when deciding which tradelines to buy.
Come with us as we explore the ins and outs of which tradelines you should buy for your specific needs.
Choosing The Right Tradelines
To start, you need to determine what your priorities are when you are buying tradelines. What are you looking to accomplish? What are your financial goals?
In creating priorities for yourself, you will have a much easier time deciding on your future goals.
For example, you might choose to go with older tradelines if your main goal is to increase the overall age of your oldest account. This is especially true for young people or anyone who is just getting into the world of credit.
If you focus on your credit limit and you want to lower your overall utilization ratio, then you might decide to go with tradelines that have a higher limit.
We have plenty of different tradelines here at Personal Tradelines for you to sift through. You can even sort out our list of tradelines based on certain factors like age and credit limit.
What About Perfect Payment History?
Payment history accounts for a whopping 35% of your credit score. In fact, it is one of the most important components when it comes to your credit score overall.
This is why we often put so much emphasis on buying tradelines that have perfect payment histories. You can do serious damage to your credit report with even one missed payment.
The beauty of all of our tradelines here at Personal Tradelines is that they have perfect payment histories. You never have to worry about whether or not a tradeline can help with your potentially imperfect payment history or whether or not a tradeline will lower your score.
Maximizing Your Credit Score With Authorized User Tradeline
If you’re someone who has decent to good credit, then going out and getting yourself a tradeline can be extremely beneficial for you. Even if you’re someone who has a low credit score, a tradeline can potentially get you back into a place where you climb out of high-interest rate purgatory and acquire loans from lenders.
As for which tradelines are right for you, we are always here to provide you with the best information around.
If you’re interested in learning more about how tradelines can help you, make sure to drop us a line.